ss_blog_claim=4c95399e63de648d0abd96bb831d3e11 Insurance

Before You Start

  • Think about how you would pay for routine expenses if you or another income-earning adult in your home were to suffer a disability and stop working?
  • Ask your employer whether disability income insurance is offered as an optional workplace benefit.
  • If you're an employer, consider offering it as a benefit to attract and retain desired workers.
  • If you already own disability income insurance, take a fresh look at the policy to learn about the level of coverage it provides, eligibility requirements, etc.

Comparing Auto Insurance

Posted by art's2007 | 11/09/2008

People are in a continuous search for cheapest auto insurance available everywhere which includes the market and the internet. Many people do not know that truth about various car insurance plans and do not have any idea about what a car insurance plan really is. The truth is that there are a million things that can go wrong regarding an automobile. So to cover the risks against the vehicle, online auto insurance comes into action where a person can compare and choose from the various auto insurance policies and pick the most suitable insurance policy which meets his requirements and needs. A person would truly appreciate an auto insurance online that does not have time for going to the insurance office and sit there to wait for hours for his turn to come for doing the negotiations.

There are all kinds of companies present online. There are companies which take a lot of money from the buyers as a premium but provide their customers with a very good deal. They pay a sufficient amount of money during the claim of that insurance and people feel very comfortable by taking these types of deals. But these are these companies which take a lot of money from the people as insurance premium but do not repay a sufficient amount of money during the claim. Some companies offer a huge discount during the payment of the premium but the condition during the claim is same. They do not provide sufficient amount of money during the claim and hence a person should thoroughly compare and search for the best deals for their auto insurance. A person must be able to differentiate between a genuine company and a bogus one.

Most of the people have taken the internet for granted and believe blindly in what all is written on a website without even giving it a thought. The truth is that the internet has transformed the life of millions of people and that too all over the world. But internet is such thing that nobody even cannot live without it. If a person does not apply for auto insurance through the internet then he would have to call every insurance company’s office and fix up an appointment with them. Then he would have to visit their office and sit for hours in the waiting line until his name is called for the appointment. So to avoid all this time consuming process, online auto insurance is the best option for everyone seeking insurance policies for their automobiles.

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Compare Car Insurance

Posted by art's2007 | 11/08/2008

Shopping on internet for auto insurance brings you lots of advantages which comprise comparing rates with a broad variety of corporation selections & the ability to buy your policy online from the ease of your PC. Comparing rates is one of the chief advantages that you come across when you exercise internet for insuring reasons. You compare rates not only from single carrier direct, but a range of major insurers all through the United States. The difference among a traditional physical office location & online can be giant. For example, you may have been offered great prices at one of your neighboring agencies, but unbeknownst to you, there are corporations out there that are sensibly made for your precise needs & budget offering more coverage for less, while providing outstanding services.

If you resolve for only some choices, you will possibly leave out the corporation that fits your wants just perfectly. Everyone wants the finest deal on their auto insurance, why not take a minute to hunt around & let the most excellent one win. Company selection is a huge advantage that comes with shopping for car insurance online. Are you at ease with the corporation that you are currently insured through? Majority of us will discover out that they can lesser their rates by making the attempt. Use the Internet as a device to find the lowest feasible premiums from a company that makes you sense comfortable & secure. That is the point of being insured after all.

Selecting from variety of well know & stable carriers is at your fingertips. Why not select the one you desire instead of settling for less. You can study what each company has to provide such as coverage’s, benefits, & even the financial power. Coverage selection is extremely important when it comes to contrast shopping.

Do your home work on what exact protection you require since there is a broad variety of protection including dragging rental auto reimbursement & full coverage. When making your pick on the right carrier, inquire on how quick they react to claims & do they shell out properly. Do they have a superior reputation with current policy holders? You can look all these queries up online thanks to Internet web sites. Finally, when all your queries are answered & you feel good about the corporation you choose, you may buy your car insurance online with a one easy process. The Internet makes getting quotations easier than ever.

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Insurance at Your Doorsteps

Posted by art's2007 | 11/07/2008

Almost everyone seeks a car insurance plan someday or the other. And it is required as well. You can’t neglect that it is one of the most important things to do before driving a car. Everyone wants a cheap solution to it and they find cheap auto insurance because no one wants to pay more than requirement. The less we have to pay, the better it is. So is there any way to save money on car insurances? Can internet be the solution to this problem?

Well yes internet has gained a true reputation in the field of insurances. Online insurance is now actually the best means to get your vehicle insured. You have more choices and fewer troubles. And you can do all this conveniently.

The best way to search for auto insurances on internet is to search it in some search engine. Use a relevant term and you will receive a list of uncountable sites. There are many sites that are fake. So you better stay cautious of them else you would repent falling in their trap. Some websites focus on just one company while some offer quotes from many different companies and sources. This is very essential as the quotes differ from company to company and it is better to keep an eye on all of them.

If you really look for the best possible deal, then it is important that you get many quotes and compare them thoroughly. Grab the one that is the cheapest. If it is not possible for you to obtain many quotes then try to get at least from 3 different companies. You should have some fair options at your hand. A better approach to this is to use insurance comparison site. It submits your information to many companies and then you just have to wait for their replies. Look at those quotes and your work is done.

There are some sites that allow to buy the policy online and print the papers that very moment. You can call them also to ask any question you may have in your mind. Company will then ask you to submit you’re your identity proof and mail you your policy.

Going for cheap car insurance is something you can do easily and comfortably at your home. So just go online and choose the best for you.

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Insurance on Internet

Posted by art's2007 | 11/06/2008

As the world has grown, so has the technology. With more and more use of computers and internet, businesses have also shifted its focus towards this field. Internet has everything that is required to live a comfortable life. Insurance companies have also made a mark on the internet. Actually there are many plus points of auto insurance online.

There are numerous online insurances available. Whether you want a life insurance or auto insurance, or a home insurance, internet has it all. These policies and insurance are very essential for all of us. They reduce any stress in your life and keep you worry-free. A life insurance eases your troubles and tensions about finances that could be faced by people depending on you in case of eventuality of death. Not just life insurance, but auto and car insurance also have the similar case. It is important to get the vehicle insured to get the license to drive that vehicle. If your car experiences any sort of damage, this policy will cover all the expenses. Thus you do not have to worry a bit.

Just by paying a minimal amount of money every month can get all these things in order. You can get all your medical needs, auto requirements, etc without any difficulty. In case of health insurances, there are plans that cover not just you but your whole family. Insuring your property ensures that any harm to it will not trouble you at all. You can just visit the company and ask for the claim by showing a valid proof of the damage.

Internet has truly lifted a heavy burden from the chests of many people. It provides a simple yet genuine way to get you insured. A form has to be filled and you have your motor, home, whatever insured right away. However make a note of researching thoroughly before committing to any particular company. There are many fakes in the market so you need to be careful of those. Also you should search the best option for yourself. Proper knowledge and awareness is of utmost requirement when it comes to choosing the right type of plan that suits yours needs. A reputed company will provide you with solutions to all your problems. Also you can easily bank upon a firm that is well established. So find the company that you think is appropriate for you.

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By Dexter Hinson, Staff Writer

Sunday, September 21, 2008 — Insurance Commissioner Jim Long has announced the arrest of Rodney Turner, 38, and Emily Turner, 53, both of 221 Arey Ave., Albemarle.

Rodney Turner was arrested Tuesday and charged with one count of acting as an unlicensed bail bondsmen; he was processed at the Stanly County Magis-trate’s office and given a $500 secured bond.

Emily Turner turned herself into authorities Tuesday and was charged with one count each of discharging a weapon into an occupied vehicle, careless and reckless driving and discharging a weapon inside city limits. She was released on a written promise to appear in court.

Department investigators allege: Emily Turner, a licensed bail bondsman, and her son, Rodney, were tipped off that one of Emily’s clients — an individual that she had posted bond for — was going to leave town, therefore making her responsible for the entire bond if he didn’t appear in court.

While driving her vehicle, Emily spotted her client on the road. She swerved to force him to stop driving and exited her vehicle. Upon exiting her vehicle, she fired a round at her client’s vehicle.

Rodney Turner was following his mother in his own vehicle, and when her client did not stop, Rodney chased after him.

The Department of Insurance employs 20 sworn law enforcement officers to investigate claims of insurance fraud. In 2007, these investigators saw more than 525 cases successfully closed with more than $14.5 million in restitution and recoveries, 53 criminal convictions and 109 arrests.

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FDIC Rolls Out Deposit Insurance

Posted by art's2007 | 9/24/2008

WASHINGTON, Sept 22, 2008 /PRNewswire-USNewswire via COMTEX/ -- Personal finance expert Suze Orman featured in PSAs
The Federal Deposit Insurance Corporation (FDIC) today launches a national campaign designed to help consumers learn about the benefits and limitations of deposit insurance. The campaign's public service announcements (PSAs) will feature personal finance expert Suze Orman.

"For 75 years, no one has ever lost a penny of insured deposits," said FDIC Chairman Sheila Bair, "but as with any type of insurance, depositors are responsible for knowing how FDIC coverage works in order to ensure their money is protected. While awareness of the FDIC is high, understanding of deposit insurance is not. We want to encourage people to learn the basics and provide reassurance that, if they are within the coverage limits, their money is 100 percent safe."

The public awareness campaign encourages Americans to visit myFDICinsurance.gov, where they can use EDIE the Estimator, an online tool that provides customized information about their insured accounts. The estimator has been available to the public for a number of years but was simplified and made more accessible as part of this campaign. Those without online access may call toll-free 1-877-ASK-FDIC for assistance.

"No one should ever lose a penny of their deposited money, but Americans need to take the time to look at their accounts to ensure they're covered," said Suze Orman. "I have donated my time to this FDIC campaign because I want everyone to go to EDIE the Estimator and follow the simple steps to make sure their money is 100 percent FDIC protected."

Basic FDIC insurance covers up to $100,000 of deposits per account holder per bank, and up to $250,000 per account holder for deposit retirement accounts. myFDICinsurance.gov provides information about how these limits work.

"We're encouraging consumers to find out if all their money is FDIC protected, and we're providing them the tools to do so," said Chairman Bair.

Congress created the Federal Deposit Insurance Corporation in 1933 to restore public confidence in the nation's banking system. The FDIC insures deposits at the nation's 8,451 banks and savings associations and it promotes the safety and soundness of these institutions by identifying, monitoring and addressing risks to which they are exposed. The FDIC receives no federal tax dollars - insured financial institutions fund its operations.

FDIC press releases and other information are available on the Internet at www.fdic.gov, by subscription electronically (go to www.fdic.gov/about/subscriptions/index.html) and may also be obtained through the FDIC's Public Information Center (877-275-3342 or 703-562-2200). PR-83-2008

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Diamonds, apparently, are not a man's best friend.

A Franklin Square man who works as a police officer for the Metropolitan Transportation Authority has been arrested and charged with filing a fraudulent $28,375 insurance claim for a diamond ring he reported missing -- while his fiancee was still wearing the 2.3-carat sparkler.

John Barnett, 40, of Franklin Square was arrested Sept. 12 by Investigator Rosalind Thomas of the New York State Insurance Department's Frauds Bureau, assisted by New York City Police. He was released with no bail.

The insurance department has turned the case over to the Queens district attorney's integrity bureau. An MTA spokesman said Barnett has been suspended without pay.

Forest Hills attorney Michael Dreishpoon, who represents Barnett, said his client entered a not guilty plea when he was arrested.

"I am still investigating the allegations," Dreishpoon said yesterday.

Barnett, a lieutenant commander in the U.S. Navy Reserve, bought the diamond for $15,000 in July 2006 from USAA, a San Antonio, Texas, insurance company that provides services for current and former military personnel. Barnett then had the diamond put into a $2,200, 18-karat gold setting and insured it in December 2006 with USAA for $28,375, officials said.

Early in 2007, Barnett reported that he lost the ring while taking it to a jeweler to be cleaned and filed an insurance claim with USAA, officials said.

State insurance spokesman Ron Klug said his department and USAA began investigating the case around the same time. "The insurance company was suspicious because he brought the policy in December 2006 and a short time later, in April 2007, reported it missing," Klug said.

Barnett is charged with insurance fraud, a felony, and could be sentenced to 21/3 to 7 years in prison if convicted.

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